To help establish a trust-based relationship, schedule time to sit down with your advisor (and perhaps your spouse or partner) to begin what will likely be the first of many conversations that reveal where you are now and where you want to go.

Goals-based investing and enhanced risk assessment

Continuing advisory conversations will bring to light various aspects of your singularly complex financial world. We then funnel a variety of inputs and factors, such as needs, goals, time horizon, and other unique circumstances, into our sophisticated tool called Paragon^TM (Portfolio Analysis, Risk Assessment & Goals Optimization), which considers a variety of alternate scenarios. The result we seek is the appropriate goals-based investment scenario that has the greatest chance of fulfilling your objectives in the timeframe you envision while taking the degree of risk with which you feel most comfortable.

A wide array of factors goes into this discovery process, including:

Your specific circumstances: What sets you apart

• Source of wealth
• Sources of income
• Family situation
• Tax considerations

Your risk profile: What keeps you up at night

• Market declines
• Falling short of goals or time horizon
• Liquidity concerns
• Wealth transfer

Your investment goals: Wealth management objectives

• Income needs
• Preservation
• Growth
• Flexibility
• Liquidity
• Philanthropic mission

Your past experiences: What brings you here

• Multiple financial institutions
• Tax-deferred accounts
• Low-basis holdings
• Active vs. passive management

Learn how investment intelligence, access to institutional-quality solutions, and a disciplined risk-management process work together in an effort to benefit your long-term portfolio.