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Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC.

M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.

WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

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Investment and Insurance Products • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any security or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance that any investment, financial or estate planning strategy will be successful.

Wealth Management Services

Education Planning

Planning early for a child's future education can help your student gain a strategic edge. But with so many decisions to make, it can be difficult to know where to begin.

Wilmington Trust offers a consultative approach to education that we can tailor to your family's situation, including:

College research tools to help build and narrow the college list
Campus visit strategy and interview coaching
College award letter appeals
Personalized deadlines and timetables for college application process
Merit-based and athletic scholarship strategies
Detailed comparisons between using trusts and 529 plans for funding
Personality test administration with corresponding career assessment and major course of study connectivity

Planning starts in kindergarten

Give your student an academic edge by making smart choices throughout his or her entire educational career. Our detailed education planning timeline lays out practical advice that can help guide you and your student from kindergarten all the way through graduate school.

Wilmington Trust's Education Advisory Services are part of an integrated wealth plan that helps you and your family navigate the college process.

Contact your Emerald Advisory Team to discuss a customized approach that may give your child or grandchild a strategic advantage.

Wilmington Trust Emerald Family Office & Advisory™ is a registered trademark and refers to wealth planning, family office and advisory services provided by Wilmington Trust, N.A., a member of the M&T family. Wilmington Family Office is a service mark for an offering of family office and advisory services provided by Wilmington Trust, N.A.

Contact one of our team members

Drew Horwitz

National Director, Wealth Strategies

Jerry Inglet, Ed.D

Family Legacy Advisor

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